Can the Poor Save?: Saving and Asset Building in Individual Development Accounts
Besorgung - Lieferbarkeit unbestimmt
BeschreibungMany policymakers argue that the best poverty policy not only provides cash to the poor for subsistence but also incentives and structures that encourage long-term social and economic improvement. As part of this, they make the case for Individual Development Accounts (IDAs), a new policy proposal designed to help the poor save and to build assets. IDAs are matched savings accounts targeted on low-income, low-wealth individuals. Savings in IDAs are used for home ownership, post-secondary education, small business development, and other purposes. Do IDAs work? If they do, for whom? And does how an IDA is designed determine savings outcomes? Can the Poor Save? explores questions such as these concerning IDAs to determine their effectiveness.
PortraitMark Schreiner is a senior scholar in the Center for Social Development at Washington University in St. Louis and also director of Microfinance Risk Management. Michael Sherraden is the Benjamin E. Youngdahl Professor of Social Development and director of the Center for Social Development, George Warren Brown School of Social Work at Washington University in St. Louis.
Untertitel: Sprache: Englisch.
Verlag: ALDINE PUB
Erscheinungsdatum: Dezember 2006
Seitenanzahl: 385 Seiten